63628 ZIP Code — Bonne Terre, MO

Saint Francois County, Missouri

ZIP code 63628 is located in Bonne Terre, Missouri, within Saint Francois County. It covers approximately 120.23 square miles and serves a population of 15,312 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 573.

About ZIP code 63628

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1970s, giving the area an established character. Median home value is $159,000. Owner-occupancy is high at 76%, well above the national average.

Median household income is $49,877. Poverty affects 20% of residents, above the national average. 40% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 32 minutes is near the national average.

College attainment at 15% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (26%) compared to national benchmarks.

Notable community characteristics include disability rates above the national average at 24%.

Overall, ZIP code 63628 reflects a community defined by a trades-oriented workforce, economic challenges above the national average, high homeownership, and a significant Social Security-dependent population.

15,312

population

120.23

sq mi land

Standard

ZIP type

Central (CT)

timezone

63628 ZIP code map

Cities in ZIP code 63628

Below are the cities the US Postal Service accepts for ZIP code 63628. Using any city not on this list may result in mail delivery delays.

City	Status
Bonne Terre	Acceptable
Bonne Terre	Preferred

Nearby ZIP codes

63087 Valles Mines (4.9 mi) 63036 French Village (7.1 mi) 63653 Leadwood (8 mi) 63601 Park Hills (9.8 mi) 63660 Mineral Point (12.3 mi) 63020 De Soto (13 mi) 63028 Festus (13.8 mi) 63630 Cadet (14.1 mi) 63640 Farmington (15 mi) 63624 Bismarck (15 mi) 63648 Irondale (15.7 mi) 63637 Doe Run (15.9 mi)

Demographics updated 05/2026

Population
Total population	15,312
Population density	127 / sq mi
State FIPS	29
County FIPS	187

Geography
Land area	120.23 sq mi
Water area	0.96 sq mi
Latitude	37.9428
Longitude	-90.4844
Timezone	Central (CT)
Area code	573

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	55.0%	52.8%	43.8%
$50k – $100k	28.5%	30.8%	31.5%
$100k – $200k	15.4%	14.5%	19.5%
Over $200k	1.2%	1.9%	5.2%

Demographics & statistics

15,312

Population

127

People per sq mi

41.3

Median age

$49,877

Median household income

$24,965

Per capita income

$159,000

Median home value

$730

Median monthly rent

76.3%

Home ownership

19.8%

Poverty rate

3.2%

Unemployment

4,914

Housing units

14.5%

Bachelor's or higher

Age distribution

Male Female

322

Under 5

245

407

5–9

308

430

10–14

326

435

15–19

330

629

20–24

476

1,379

25–34

1,045

1,252

35–44

950

1,241

45–54

941

669

55–59

508

603

60–64

458

676

65–74

513

568

75–84

430

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	2,537	16.6%
18 and over	12,775	83.4%
65 and over	2,358	15.4%
Median age	41.3 years

Race & ethnicity

White 87.4%

Black or African American 5.3%

Two or more races 4.6%

Asian 1.4%

Hispanic or Latino 0.8%

Other race 0.4%

American Indian / Alaska Native 0.2%

Group	Count	%
White	13,489	87.4%
Black or African American	814	5.3%
Two or more races	707	4.6%
Asian	219	1.4%
Hispanic or Latino	124	0.8%
Other race	57	0.4%
American Indian / Alaska Native	26	0.2%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	55.0%	52.8%	43.8%
$50k – $100k	28.5%	30.8%	31.5%
$100k – $200k	15.4%	14.5%	19.5%
Over $200k	1.2%	1.9%	5.2%

Under $10k 5.3%

$10k–$15k 4.4%

$15k–$25k 12.3%

$25k–$35k 10.6%

$35k–$50k 17.6%

$50k–$75k 10.9%

$75k–$100k 14.2%

$100k–$150k 12.8%

$150k–$200k 8.5%

$200k+ 3.3%

Range	% of households
Under $10k	5.3%
$10k–$15k	4.4%
$15k–$25k	12.3%
$25k–$35k	10.6%
$35k–$50k	17.6%
$50k–$75k	10.9%
$75k–$100k	14.2%
$100k–$150k	12.8%
$150k–$200k	8.5%
$200k+	3.3%
Median income	$49,877

Housing

Home values

Under $50k 5.7%

$50k–$100k 18.7%

$100k–$150k 21.9%

$150k–$200k 20.1%

$200k–$300k 18.4%

$300k–$500k 10.6%

$500k–$1M 3.6%

$1M+ 1.0%

Housing overview

Metric	Value
Median home value	$159,000
Median rent / month	$730
Owner occupied	76.3%
Renter occupied	23.7%
Vacant	16.8%
Single-family detached	71.3%
Large apartment buildings	1.0%
Mobile homes	16.0%
Median rooms	5.8
Avg household size (owned)	2.65

Year built

Era	%
2020 or later	0.5%
2010–2019	6.2%
2000–2009	15.2%
1990–1999	15.6%
1980–1989	14.9%
1970–1979	20.8%
1960–1969	5.9%
1950–1959	4.2%
1940–1949	3.4%
1939 or earlier	13.4%

Bedrooms

Size	% of units
No bedroom (studio)	1.0%
1 bedroom	5.8%
2 bedrooms	29.4%
3 bedrooms	43.4%
4 bedrooms	16.2%
5+ bedrooms	4.3%

Vehicles per household

Vehicles	% of households
No vehicle	7.1%
1 vehicle	29.5%
2 vehicles	31.0%
3 or more	32.4%

Heating fuel

Fuel type	%
Utility gas	13.9%
Electricity	71.8%
Propane / LP gas	6.6%
Wood	7.7%

Households & families

Household type	Count	%
Married-couple family	2,724	53.5%
Cohabiting couple	188	3.7%
Male householder, no spouse	904	17.7%
Female householder, no spouse	1,279	25.1%
Households with children under 18	1,476	29.0%
Households with seniors (65+)	1,494	29.3%
Average household size	2.59

Marital status

Status	Male	Female
Never married	40.5%	19.5%
Married	41.9%	54.8%
Separated	2.1%	1.3%
Widowed	1.7%	11.0%
Divorced	13.7%	13.3%

Education

Less than 9th grade 4.6%

Some HS, no diploma 8.9%

HS graduate 40.2%

Some college, no degree 22.6%

Associate's degree 9.2%

Bachelor's degree 8.5%

Graduate / professional 6.0%

Metric	%
HS diploma or higher	86.5%
Bachelor's or higher	14.5%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	81	3.1%
Kindergarten	183	7.0%
Elementary school	1,091	41.5%
High school	758	28.8%
College / grad school	515	19.6%

Employment

Industry of employment

Education & healthcare 22.0%

Manufacturing 14.7%

Retail trade 13.9%

Construction 10.4%

Professional & management 7.5%

Arts, food & hospitality 7.3%

Transportation & utilities 6.6%

Public administration 6.0%

Finance & real estate 4.7%

Other services 3.4%

Agriculture & mining 1.8%

Information 1.3%

Wholesale trade 0.3%

Occupation

Category	%
Management, business & arts	28.8%
Service	20.5%
Sales & office	18.8%
Natural resources & construction	14.0%
Production & transportation	17.8%

Employment type

Type	%
Private sector	77.5%
Government	18.8%
Self-employed	2.6%
Unpaid family workers	1.1%

Commute

Method	%
Drive alone	80.8%
Carpool	11.0%
Public transit	0.0%
Walk	1.0%
Work from home	6.0%
Other means	1.1%
Avg commute (minutes)	31.6

Poverty

All people 19.8%

Under 18 years 33.2%

18 and over 16.7%

Married-couple families 10.4%

Female-led households 32.2%

Income support

Source	% of households
Social Security	39.5%
Retirement income	32.8%
Supplemental Security	9.3%
Cash public assistance	2.1%
Food stamps / SNAP	15.2%

Health indicators

Condition	%
Obesity	37.9%
High blood pressure	33.9%
High cholesterol	34.1%
Diabetes	10.9%
Heart disease	7.5%
Stroke	3.6%
Asthma	9.7%
Arthritis	26.6%
Kidney disease	3.1%
Pulmonary disease	9.5%
Cancer	6.2%

Behavior / access	%
Smoking	26.0%
Binge drinking	17.4%
No physical activity	30.4%
Less than 7 hrs sleep	35.8%
Depression	24.8%
Fair or poor health	19.3%
Poor mental health	16.7%
Poor physical health	13.2%
No health insurance	19.7%
Visited doctor (checkup)	70.5%
Visited dentist	49.8%
Cholesterol screening	85.1%
Teeth loss	22.6%

Veterans & disability

Veterans	Count	%
Civilian veterans	936	7.3%

Disability	%
Any disability	23.8%
Under 18	6.1%
18–64 years	24.8%
65 and over	40.6%

Health insurance coverage

Type	%
Private insurance	66.1%
Public insurance	35.6%
No insurance	13.2%
Uninsured under 19	2.1%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	14,745	96.3%
Spanish	61	0.4%
Other Indo-European	5	0.0%
Asian & Pacific Islander	39	0.3%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	14,966	97.7%
Born in same state	14,958	97.7%
Born in different state	12,423	81.1%
Foreign born	8	0.1%
Naturalized citizen	346	2.3%
Not a US citizen	236	68.2%

Ancestry

Ancestry	Count	%
French	2,421	15.8%
Italian	1,903	12.4%
Arab	1,709	11.2%
English	229	1.5%
Polish	55	0.4%

Ancestry	Count	%
Irish	48	0.3%
Dutch	18	0.1%
German	11	0.1%
Norwegian	8	0.1%

Technology access

Metric	% of households
Computer access	33.3%
Internet access	92.1%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 63628

What city is ZIP code 63628 in?

ZIP code 63628 is primarily assigned to Bonne Terre, Missouri.

What county is ZIP code 63628 in?

ZIP code 63628 falls within Saint Francois County, Missouri.

What is the poverty rate in ZIP code 63628?

20% of residents in ZIP code 63628 live below the poverty line, above the national average.

How educated is the population of ZIP code 63628?

15% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

Does ZIP code 63628 have a large retiree population?

40% of households in ZIP code 63628 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 63628?

The median home value in ZIP code 63628 is $159,000.

What timezone is ZIP code 63628 in?

ZIP code 63628 observes the CST timezone.